Home Loan - Apply House Loan Online

Looking for an affordable home loan in India? We offer housing loans starting at ₹5 lakhs, with interest rates from 17% p.a.* and flexible EMIs up to 10 years. Whether you’re salaried, self-employed, or earning from informal sources, you can apply with minimal documents and quick approvals.

Our focus is on simple processes, transparent pricing, and inclusive eligibility—making homeownership possible for people often overlooked by traditional lenders.

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RS 5,00,000 to RS 15,00,000 loans

Quality commercial loans to suit your own unique needs

Flexible Repayment Tenure:

Enjoy the flexibility to choose a repayment period that suits your financial goals, ranging from 1 to 30 years.

Minimal Documentation:

We have simplified the loan application process with minimal paperwork and easy eligibility criteria, ensuring a hassle-free experience.

Fast and Transparent Loan Process :

Our quick and transparent procedures ensure that you receive your loan without unnecessary delays.

Attractive Interest Rates:

Benefit from competitive and affordable interest rates that ease the financial burden of homeownership.

End-to-End Doorstep Service :

Enjoy personalized support from a dedicated Relationship Manager, who ensures a smooth loan journey from application to disbursement—all from the comfort of your home.

Affordable Loan :

Options Our home loan offerings start at just ₹5 Lakhs, making homeownership accessible to all while ensuring affordability with competitive rates.

Balance Transfer Facility :

Lower your monthly EMIs by transferring your outstanding home loan to Gritfin Micro Finance and enjoy better terms.

Top-Up Loan for Additional Needs :

Manage unexpected financial needs effortlessly by availing of a Top-Up Loan on your existing home loan with minimal documentation.

Competitive Rates

The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.

No Prepayment Fees

The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.

Simple Qualification

The amount a lender is willing to lend to financing your purchase fact in your ratio of debt to income, among other things.

We make loans on properties including:

  • Retail
  • Apartments
  • Factories
  • Strip Centers
  • Factories
  • Office Buildings
  • Warehouses
  • Industrial
  • Non-Profits
  • Religious Institutions & Buildings
  • Mixed-Use / Single Use

Eligibility Criteria for Home Loans

Gritfin Micro Finance has simplified Home Loan eligibility criteria to ensure that your dream home is within your reach.

  • Borrower type
    All types of Individuals including Salaried & Self-Employed Individuals & Non-Individuals like Proprietorship Firm, Partnership or Private Limited companies.
  • Age
    Minimum age should be 21 years and a maximum of 65 years
  • Citizenship
    Indian
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A team of industry pros to guide you each step of the way

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money.

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